Yes. Tangem keeps your private keys on a secure chip inside the card, offline, and the firmware has been independently audited. As with any wallet, your security depends on keeping your recovery method safe and only using the official app.

Does Tangem support XRP?

Yes, Tangem supports XRP along with thousands of other coins and tokens. You can receive, hold and send XRP directly from the Tangem app by tapping the card to your phone.

Tangem vs Ledger — which is better?

Tangem is simpler and cheaper, with no cables or seed phrase to type, which makes it great for beginners. Ledger has a screen, supports more advanced use and a wider app ecosystem. Both keep your keys offline.

Review · Updated June 2026

Tangem wallet review: the easiest hardware wallet?

Tangem took a different path from Ledger and Trezor: instead of a gadget with a screen and cables, it's a card you tap to your phone. We look at how it works, how safe it really is, and whether it's the right way to keep your XRP offline.

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Verdict: Tangem is the easiest hardware wallet to use and a genuinely safe way to store XRP offline — keys stay on the card, no seed phrase to type. It's ideal for beginners and anyone who wants offline security without the fuss. Power users who want a screen and a bigger app ecosystem may prefer Ledger.

How Tangem works

A Tangem set is two or three identical cards (backups of each other). The secure chip inside generates and stores your private keys, and they never leave the card. To check a balance or send crypto you open the Tangem app and tap the card to your phone over NFC, the same way you tap to pay. There's no battery, no cable, and crucially no long seed phrase to write down — the backup cards are your recovery. For XRP, you add the XRP network in the app and you can receive, hold and send straight away.

The good and the not-so-good

The simplest hardware wallet to use
Keys stay offline on a secure chip
No seed phrase to type or lose
Supports XRP and thousands of coins
Affordable (~$55) and pocket-sized

Needs your phone to operate
No screen on the card itself
Backup is the extra cards — don't lose them all

Is Tangem safe?

Yes. The private keys are generated on and never leave the card's secure element, so they stay offline even while you tap to your phone. The firmware has been independently audited, and because there's no seed phrase displayed, there's nothing to phish or shoulder-surf. The usual rules still apply: buy only from the official store, keep your backup cards somewhere safe and separate, and never enter wallet details into a random website.

Tangem vs Ledger for XRP

Both keep your keys offline, so both are far safer than an app for serious holdings. Tangem wins on simplicity and price — perfect if you just want your XRP safe without learning a new device. Ledger wins if you want an on-device screen, more advanced features and the broader Ledger Live ecosystem. Many XRP holders are perfectly served by Tangem; see our hardware wallet comparisons if you want the full picture.

Who should buy Tangem?

If you're newer to crypto, or you simply value a wallet you can use in seconds, Tangem is an easy recommendation for storing XRP offline. If you want the most features and a screen, look at Ledger or Trezor. Either way, moving XRP off an app and onto hardware is the upgrade that matters most.

Tangem

Our pick · Beginners

Tangem Wallet

~$55

Easy, offline XRP security

Tap-to-phone hardware security for XRP and thousands of coins, with no seed phrase and no cables. The friendliest path to keeping your crypto offline.

Check Tangem price

Frequently asked questions

Is Tangem safe?: Yes. Keys stay on the card's secure chip, offline, and the firmware is independently audited. Use the official app and keep your backup cards safe.
Does Tangem support XRP?: Yes, plus thousands of other coins. You receive, hold and send XRP by tapping the card to your phone.
Tangem vs Ledger?: Tangem is simpler and cheaper; Ledger has a screen and more features. Both keep keys offline.