On major exchanges such as Uphold, Kraken, Bitstamp and Coinbase. Create an account, deposit funds, then buy XRP.

What is the safest way to hold XRP?

Buy on a reputable exchange, then withdraw to a wallet you control. For long-term holdings, a hardware wallet like Ledger or Trezor is safest.

Should I keep XRP on the exchange?

Not for larger amounts. Exchanges are custodial, so withdraw to a wallet you control.

Guide · Updated June 2026

How to buy XRP, safely

Buying XRP is simple once you know the steps. The one most beginners skip, moving it to your own wallet, is the one that matters most. Here's how to buy it and actually keep it safe.

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The steps

Pick a reputable exchange

Uphold has long been one of the most XRP-friendly platforms. Kraken, Bitstamp and Coinbase are solid too. Choose one that's available where you live, supports your payment method, and has a good security record.

Create and verify your account

Sign up and complete identity verification, which regulated exchanges require. Turn on two-factor authentication straight away, ideally with an authenticator app rather than SMS.

Deposit funds

Add money by bank transfer, card or another supported method. Bank transfers usually cost the least. Only deposit what you're comfortable investing.

Buy XRP

Open the XRP market, enter an amount, and place the order. A market order buys instantly at the current price. For a first small buy, that's the simplest option.

Move it to your own wallet

This is the step people skip. Exchanges hold your keys, so withdraw your XRP to a wallet you control. A mobile wallet is fine for small amounts. For anything substantial, send it to a hardware wallet.

Keep it safe. Don't leave meaningful amounts on an exchange. A hardware wallet keeps your keys offline, away from hacks and phishing, and the top ones support XRP. See the best hardware wallets →

New to wallets? Compare them in our best XRP wallets guide. Have XRP stuck in an old Rippex wallet? Here's how to recover it.

Frequently asked questions

Where can I buy XRP?: On major exchanges like Uphold, Kraken, Bitstamp and Coinbase. Create an account, deposit, then buy.
What's the safest way to hold XRP?: Buy on a reputable exchange, then withdraw to your own wallet, ideally a hardware wallet for long-term holdings.
Should I keep XRP on the exchange?: Not for larger amounts. Exchanges are custodial, so withdraw to a wallet you control.