Best XRP wallets in 2026
The right XRP wallet depends on how you'll use it. Here are the ones worth using, from the everyday XRP Ledger app to the hardware wallets that keep larger holdings safe.
| Wallet | Best for | Type | Price |
|---|---|---|---|
| Xaman (Xumm) | Everyday XRP | Mobile, non-custodial | Free |
| Ledger | Securing larger amounts | Hardware | ~$79+ |
| Trezor | Open-source security | Hardware | ~$79+ |
| Tangem | Beginners | Hardware card | ~$55 |
| Trust Wallet | Multi-chain mobile | Mobile, non-custodial | Free |
| Uphold | Buying & selling | Exchange | Free |
Xaman (formerly Xumm)
The everyday XRP wallet
Xaman is built specifically for the XRP Ledger. It's non-custodial, supports XRPL features like trustlines and the DEX, and it's where most active XRP users live. It's also the natural place to import a recovered Rippex key. Keep big balances on hardware, not here.
- Built for the XRP Ledger
- Non-custodial, full features
- Free
- Hot wallet (online)
- XRP-only, not multi-chain
Ledger
For larger XRP holdings
For anything beyond pocket money, a Ledger keeps your keys offline in a secure chip. It supports XRP plus thousands of coins through Ledger Live, and the Nano S Plus is excellent value. The safest long-term home for recovered XRP.
- Keys stay offline
- XRP and thousands of coins
- Strong app
- Upfront cost
- Some closed-source parts
Trezor
Open-source hardware
Same offline-key security as Ledger but with fully open-source firmware, which many holders prefer. It supports XRP and the major coins via Trezor Suite. Pick it if you want a wallet you can fully audit.
- Open-source and auditable
- Offline key security
- Supports XRP
- Fewer coins than Ledger
- Upfront cost
Tangem
A hardware wallet you tap to your phone
Tangem is a card with no app on the device, no cables and no seed phrase to type. It supports XRP and thousands of coins. The friendliest way for a newcomer to get proper offline security.
- Easiest hardware wallet
- Cheap, supports XRP
- No cable or battery
- Relies on your phone
- No traditional screen
Trust Wallet
If you hold lots of other coins too
A popular non-custodial mobile wallet that handles XRP alongside everything else in one app. Easy to use, but as a hot wallet it suits amounts you actively use rather than long-term savings.
- Multi-chain in one app
- Easy mobile experience
- Free
- Hot wallet (online)
- Not XRPL-specialised
Uphold
For buying or cashing out XRP
One of the most XRP-friendly exchanges. It's custodial, so treat it as a place to trade, then withdraw to your own wallet for safekeeping.
- Easy to buy and sell XRP
- Long-standing XRP support
- Simple interface
- Custodial (not your keys)
- Withdraw to hold safely
Which should you use?
Use Xaman day to day and a Ledger or Trezor for anything substantial. New to crypto? Tangem. Hold many coins? Trust Wallet. Buying or selling? Uphold, then withdraw to your own wallet.
Frequently asked questions
- What is the best XRP wallet?
- Xaman for everyday use, and a Ledger or Trezor for securing larger amounts. Many people use both.
- Best XRP wallet for beginners?
- Xaman for an XRP-only app, or Tangem for the easiest hardware option.
- Is Xaman safe?
- Yes, it's a reputable non-custodial XRPL wallet. Keep your secret key offline and never share it.
- Where should I store XRP long-term?
- A hardware wallet, because your keys stay offline. Use a mobile wallet for amounts you move often.