Open financial protocols like Ripple are a great technological revolution. Nevertheless, it is necessary to have an understanding on how they work and the involved risks.
In order to use the Ripple Desktop Client you acknowledge to have an understanding about the Ripple protocol as well as the risks and benefits. Find more about at www.ripple.com/learn and on our help center.
You are the sole responsible for safeguarding the accounts you create as well as manage them locally on your devices. Keep always your devices secure using updated commercial anti-virus solutions and security best practices.
You acknowledge that you have to store the secret keys of your Ripple accounts in a private and secure location, risking to loose the access to your accounts if you do not do so. Rippex cannot help you out if you lose your secret keys.
You acknowledge that transactions made on the ripple protocol are irreversible and final at the moment they are validated.
If you intend to hold or negotiate virtual currencies (cryptocurrencies), you will educate yourself enough about the subject in order to have complete understanding of the risks related to this kind of asset.